Credit Violation Spot Checklist

They’re counting on you not knowing your rights. Let’s change that.
This two-part checklist is your first line of defense against credit bureaus playing in your face. Whether you’re repairing your credit yourself or letting someone else handle it, you need to know what to look for before and during the dispute process.

Inside:

• A Pre-Dispute Checklist to review your credit report like a pro
• A During-Dispute Checklist to spot FCRA violations in real time
• Common red flags you’ve probably overlooked
• What to track, what to ask, and what’s legally required

These companies don’t hold the power—you do. This is how you start taking it back.
Use this to protect yourself, guide your repair process, and document violations if it’s time to take it further.

Knowledge = leverage. Don’t dispute blind.